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Wondering about Credit Repair?Contact us today at: 888 528 6041 and take that first step toward higher credit scores. Don’t live with bad credit and high interest rates. When you apply for anykind of loan, for example a car loan or mortgage, the interest rate you are offered depends almost entirely on your credit score. Low credit scores result in higher interest rates that you pay on loans and credit cards, costing you up to ten’s of thousands of dollars over the years. The Credit Guru is your credit repair expert you need to take control of your credit score. With our extensive knowledge, experience, and advanced technology we’ll help you raise your credit score with all 3 credit bureaus Equifax, TransUnion and Experian.

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01.14.2007 | 34 Comments

I have never had a Macy’s account. Please remove. We click next, and we have another choice… “Add new dispute item”, or “finish and edit letter”. Let’s add another dispute item. And this time we’ll say, the reason for the dispute is. The status is incorrect for the following account. Creditor’s name… Chevron!Account number. Explanation… I paid off and closed this account 2 years ago…please update. Click next. Finish and edit letter. And voila, there’s our finished letter!Here’s my information.

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01.14.2007 | 16 Comments

So why would you need to fix problems on a credit report. I will tell you why:One basic example is convincing enough: If you purchased a home for $200,000 on a 30 year mortgage, a lender will likely pull all three reports from the major bureaus: Experian, Equifax, and TransUnion. If you have bad marks on your reports your interest rate will be affected. Take a look at the below figures that are likely to be real world figures for someone with good credit, and someone that's credit isn't perfect:Monthly Mortgage Payment 1 With a Positive Credit Report: $1,330. 60 @ 7% APRMonthly Mortgage Payment 2 With a Negative Credit Report$1,904. 65 @ 11% APRAre a few postage stamps and a little bit of your time worth a better credit record?Is that worth $574 per month or $206,640 in accumulative extra payments for 30 years?I can think of allot of better things to spend over $200,000 on. With or without discrepancies on your credit record, good credit, or less than perfect by reading this guide and taking appropriate measures, you can provide a better credit record and savings that may just last forever. Let's Get Started. "The Reality of Credit and Credit Repair. "If Information Technology IT has spawned a "Big Brother", many would name the credit reporting industry as that entity. Nearly everyone with a social security number in America is tracked by Equifax, Experian and TransUnion.