lexington credit repair customer service

As a result of this, a negative listing on your credit report, such as a default, can be the difference between being approved for finance or not. However sometime listings are placed on people’s credit reports incorrectly or contain incorrect information. If you find that this has happened to you and have evidence to prove the listing is incorrect you can contact the relevant industry ombudsman and lodge a complaint which they will investigate for free. For complaints about banking or financial services listings contact Financial Ombudsman Service FOS or the Credit and Investment Ombudsman CIO for phone company listings the Telecommunications Industry Ombudsman TIO and for utilities state specific energy and water ombudsmen. So even when a credit repair company helps you remove a listing from your credit report they are charging you for a service which could have been provided for free. Credit repair agencies may play upon a customers’ lack of knowledge about credit reporting in order to make money. Often even if there is very little evidence to support a challenge to a listing on the customer’s credit report, some credit reporting agencies may lodge spurious or falsified claims in an attempt to get the listing removed. This includes falsely claiming that the borrower is in hardship or that a loan had been provided in breach of responsible lending obligations. These false claims will come to the attention of the Ombudsman and are viewed in a negative light, as well as diverting resources away from people with more legitimate claims. If you've ever been in a situation where your credit score became less than desirable, then you know first hand how hard credit issues can be to handle. Taking advantage of credit repair businesses and franchise opportunities would not only help improve your financial situation, but you would also be helping other people improve theirs.

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01.14.2007 | 34 Comments

When I start working on a customer’s credit, I inform them of their options, and let them know they are capable of doing it themselves and if they chose to do so themselves and the tasks become tedious, I can assist them. It is more to credit repair than dispute letters, a qualified credit repair rep should always request information from the bill collectors and credit companies before attempting to dispute any item and confirm it’s validity. I always let my customers know that their credit can’t be fixed over night and it is a process. I never charge over $300 and I start at $100. I also let my customers pay a little at a time. I have help many customers get the score they need to buy a house, car, and obtain the credit they need. that’s what it’s all about helping others the right way. There are companies and individuals just looking for a quick come up off the clients being uninformed. I think Legal Professionals are the best to assist people because we are not in it for the money. And will provide clients their options and be candid. I could not thank my friend enough for referring me here!Key Credit Repair was a pleasure to interact with from day one.

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01.14.2007 | 16 Comments

One of the most popular deceptions is obtaining Social Security numbers or credit files of people who have passed away, are under 18 years old or live in other states. The agency steals this data and uses it to build a "new" credit record. Many desperate and unsuspecting people are unaware that these illegal activities are being implemented on their behalf. Using these tactics will neither erase a faulty credit history nor improve it. A frequent review of the credit report from the three credit bureaus Transunion, Equifax and Experian will help pinpoint which issues you will need to fix on your report. Judgments, tax liens, bankruptcies, late payments and suspicious activity are exposed on credit reports.