credit repair loans online

Effective credit repair will improve your credit score. We know how to fix bad credit, let us put our knowledge to work for you!Choosing a Credit Repair Company Choosing a credit repair company is an important decision. Several of the large credit repair companies use a software platform called Dispute Valet, Dispute Manager, or some variation thereof. From our observation the companies that use this software inevitably fall far short of helping their customers reach the goal of great credit. We have had experience in doing credit repair since 1996. Let us use our experience for your benefit. The Problem With Automated Services Many credit repair companies are nothing more than automated services. There are several reasons for this. The most glaring shortfall of a software based dispute program occurs at the outset of the process. These credit repair comapnies do little more than load up a list of derogatory items from your credit report and then instruct you to pick and choose the items you wish to dispute. There is literally no personal service involved, and the quick selection of obvious derogatory information leaves the majority of possible benefit unexplored.

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01.14.2007 | 34 Comments

We will work around those items, and pursue their deletion further into the service. At the same time as we are breaking down the bad credit, we’ll help you build and establish new good credit. Many people don’t understand that breaking down the bad credit is only half the battle. Rebuilding new positive credit is just as important. Lastly, we provide a “Credit Book. ” This is an organized way to pay your bills on time, consistently and proficiently. I personally created it many years ago. It’s simply a binder with all of your finances listed on a calendar, with due dates and other financial details. I use it for myself daily. It’s a practical but very productive way to manage your finances, without the “you can only spend $10/week on this or that” approach. I’ve found that while creating a budget is achievable, following a strict one is almost impossible, for myself included.

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01.14.2007 | 16 Comments

CreditMantri, for instance, offers a free credit report and credit health check that identifies the customer’s problem areas and makes recommendations for improving the credit score. If you do not have the time to follow up on the recommendations yourself, you can opt to have help in executing them. For example, if there are errors in your report, CreditMantri will file a dispute with the credit rating agency on your behalf, and follow it up until it is resolved. Similarly, you could increase your credit score by availing of a secured credit card against a fixed deposit to ensure that you do not miss any payments on your credit card account. This is one way to ensure that your score does not drop due to delayed or missed payments. How long will it take for my score to improve?Depending on the extent of your credit issues, it can take up to 6 8 months to reach a stage where you are loan eligible.